ISLAMABAD: Ministry of Religious Affairs and Interfaith Harmony is introducing a Hajj Savings Scheme under its new multi-year Hajj Policy and Plan for 2027-2030. The savings scheme will facilitate those who are unable to make full payment of Hajj expenditures in one go.
The policy aims to improve cost efficiency and provide stability through three- to four-year contracts covering flights, accommodation, transport, catering, and baggage services in Saudi Arabia.
Under the framework, the government will receive 60% of Pakistan’s Hajj quota, while private operators will manage the remaining 40%.
Moreover, the ministry has ended cash transactions and shifted financial operations to the State Bank of Pakistan and integrated digital platforms.
Pilgrims can register for multiple years and deposit 10% of the estimated cost to secure priority on a first-come, first-served basis.
Reforms Target Transparency and Pilgrim Welfare
Government pilgrims can choose a 38-to-42-day package or a 20-to-25-day short package. Any operational surplus will be refunded directly to pilgrims.
Meanwhile, women can perform Hajj without a male guardian if they submit an official undertaking.
The policy also bans the sale, purchase, and sub-letting of Hajj quotas. Private operators must register with SECP and meet financial requirements.
Furthermore, mandatory training will cover religious rituals, Saudi laws, health practices, and mobile applications.
The Hujjaj Muhafiz Scheme will provide Rs2 million to families of pilgrims who die during Hajj and Rs250,000 for emergency medical evacuations.
Additionally, an Emergency Response Team will handle crises, while the Federal Minister can adjust policies according to changing Saudi directives.
