ISLAMABAD: The Securities and Exchange Commission of Pakistan (SECP) has approved a new digital financing product, “Khudmukhtar Khatoon,” to improve women’s access to business funding across the country.
According to an official statement, the initiative offers a fully digital and Shariah-compliant financing facility designed to support women entrepreneurs and promote financial inclusion.
Digital Financing for Women-Owned Businesses
Under the scheme, eligible women entrepreneurs can obtain asset financing ranging from Rs100,000 to Rs1.5 million. The funds will help finance the purchase of machinery, equipment, and other business-related assets.
Moreover, Willi Financial Services will launch the product, while applications will be processed through the “Hakim” mobile application. The platform will provide a completely digital onboarding and financing experience, making the process more accessible and efficient.
In addition, beneficiaries will repay the financing through equal monthly installments over a one-year period. The initiative aims to simplify access to capital while encouraging women to establish and expand their businesses.
Focus on Financial Inclusion
Meanwhile, the SECP reaffirmed that women’s financial inclusion and entrepreneurial empowerment remain key priorities. The regulator believes the new financing product will strengthen opportunities for women-led enterprises.
According to official data, lending non-banking financial companies (NBFCs) provided Rs111 billion in financing during July to December 2025. Furthermore, nearly 7.5 million micro and small businesses benefited from NBFC financing during the six-month period.
The approval of “Khudmukhtar Khatoon” reflects the regulator’s broader efforts to expand digital financial services and improve access to formal financing for underserved entrepreneurs across Pakistan.
Meta description: SECP approves the Shariah-compliant ‘Khudmukhtar Khatoon’ digital financing scheme, offering up to Rs1.5 million to support women entrepreneurs in Pakistan.
