Property Tax CDA is an annual tax collected by the Capital Development Authority from homeowners, commercial property owners, and landholders in Islamabad. The purpose of this tax is to support city infrastructure, public services, road maintenance, sanitation, and overall development of Islamabad. If you own a house, shop, apartment, plot, or business property within CDA sectors, you are required to pay this tax every year.
What is Property Tax CDA?
Property Tax CDA is charged based on the property location, size, category, and type of construction. Residential properties usually have lower tax rates, while commercial properties are taxed at a higher rate. The tax helps CDA improve the quality of life in the city by funding public facilities and urban development projects.
Who Needs to Pay Property Tax in Islamabad?
You must pay property tax CDA if you own:
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Houses (self-occupied or rented)
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Commercial buildings (shops, plazas, offices)
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Industrial property
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Apartments and flats
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Open or constructed plots in CDA sectors
If a property is rented out, the tax is often based on the rental value. In contrast, for self-owned homes, it is based on covered area and sector classification.
How Property Tax is Calculated?
The tax calculation mainly depends on:
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Location of the Property
Properties in developed and prime sectors of Islamabad have higher tax values. -
Covered Area (Square Feet)
The bigger the covered area, the higher the tax. -
Type of Property
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Residential properties have lower rates
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Commercial properties have higher rates
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Purpose of Use
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Self-use
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Rented property (based on annual rent)
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CDA updates its tax schedule periodically. Rates for elite sectors like F-6, F-7, E-7 are higher compared to middle-income sectors.
How to Pay Property Tax CDA?
Residents can pay their property tax through:
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CDA designated banks
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CDA One-Window Operation Center
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CDA online billing portal / e-payment services (if available at the time)
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Mobile banking apps (where CDA payment codes are provided)
You need your property reference number or CNIC to verify and generate the challan for payment.
Penalty for Late Payment
If you fail to pay the tax within the due date, CDA may apply a fine or surcharge. Continued non-payment may result in legal notices, and in extreme cases, sealing of commercial property.
Benefits of Paying Property Tax on Time
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Maintains clean and managed city infrastructure
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Supports road and sewerage maintenance
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Avoids fines and legal action
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Ensures smooth property transfer in future dealings
Tips for Property Owners
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Always keep your property documents updated
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Check your tax status annually
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Keep a record of all challans and receipts
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Visit CDA office for any correction or dispute resolution
FAQs About Property Tax CDA
Q1: How often is Property Tax CDA paid?
It is paid once every year.
Q2: Can tenants pay property tax instead of owners?
The legal responsibility is on the property owner, but payment terms can be mutually decided between owner and tenant.
Q3: What happens if I don’t pay the tax?
CDA can impose fines, issue notices, and in severe cases, take action like sealing property.
Q4: Is property tax different for rented and self-owned houses?
Yes. Rented properties are usually taxed based on their annual rental value, while self-owned homes depend more on covered area and location.
Q5: Where can I get my property tax bill?
You can get it from CDA One-Window Center or verified payment desks of CDA-authorized banks.
