MCB Bank Limited has reported a profit after tax of Rs 41.4 billion for the nine months ended September 30, 2026. The bank recorded a profit before tax of Rs 86.3 billion during the same period, while earnings per share reached Rs 34.95.
On a consolidated basis, the bank posted a profit before tax of Rs 92.7 billion and a profit after tax of Rs 44.3 billion. Moreover, the bank announced its third interim cash dividend of Rs 9 per share, bringing its total announced dividends for 2026 to Rs 27 per share.
MCB Bank Records Growth in Total Income
MCB Bank’s total income increased by 7% year-on-year to Rs 144.3 billion. Meanwhile, net markup income rose to Rs 114.8 billion, compared with Rs 108.8 billion during the corresponding period last year.
Non-markup income also grew by 14% to Rs 29.6 billion. Additionally, fee and commission income climbed 26% to Rs 17.6 billion, while foreign exchange income reached Rs 5.945 billion.
However, operating expenses increased by 10% during the reporting period. The bank maintained a cost-to-income ratio of 38.61%, reflecting its operating cost structure.
Deposits and Investments Show Positive Movement
MCB Bank’s total assets increased by Rs 336 billion, reaching Rs 3.6 trillion by September 30, 2026. Furthermore, its investment portfolio expanded by 10.8% to Rs 2.16 trillion.
Deposits climbed to Rs 2.71 trillion from Rs 2.26 trillion at the end of 2025. Consequently, the bank recorded deposit growth of 22.2%, exceeding the industry’s 9.1% increase.
Gross advances reached Rs 819 billion, while consumer financing expanded by Rs 17 billion, or 34%. In addition, non-performing loans declined to Rs 49.05 billion from Rs 49.76 billion at the end of 2025.
MCB Bank also processed $3.276 billion in home remittances during the nine-month period, representing approximately 10% of the market.
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