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Digital Lending

Digital Lending has its pros and cons but is important

With the rise of digital media and the use of mobile apps, digital lending has seen a significant increase in recent years. Technology has certainly made it easier to get instant cash. In the past year, there have been a lot of loan apps that take advantage of people by using misleading terms to get them to sign up.

Instant credit apps have taken over Pakistan’s Play Store, dominating the Finance Top 100 charts. 19 of them offer PKR loans, and the top 8 loan apps have been downloaded around 15.4 million times in FY22.

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